Xip Contactless Payment Solution

Xip works with a wide variety of wallets, banking systems and gateways to enable retail, proximity payments. The full range of XipPOS terminals cater to every merchant segments with  XipTAGs covering all the customers and Xip Apps – both merchants and customers. Multiple transaction security options, flexible merchant segmentation and richly extensible features make this cashless eco-system fine-tuned to the needs of the market.

Agency Banking


Financial hub for merchants


Flexible PIN options


Service promotion features


Convenient merchant segmentation


Rich dashboards and reports

Xip features


Contactless Solution extends cashless payments to entire merchant ecosystem

Xip enables simple, convenient and secure cashless payment that fits the social context based on these unique features.

  • icon Easy & Fast to deploy : Faster go to market
  • icon Distributed tag issuing: efficient and convenient customer acquisition
  • icon Rich set of services – airtime sales, utility bill payments, and more
  • icon Support for service promotion features
  • admin-ajax Daily business reporting, transaction reports

How it works

Just Tap and Pay to securely make payment

Issue Tag

Issue Card
  • Easy distributed XipTAG issuance for consumers
  • Assisted as well as self-service issuance options
  • Multiple XipTAGs per customer or just one

Tap Tag to Pay

Pay Contactless
  • Just Tap Card to make payment on XipPOS
  • Multiple PIN options for easy yet secure payments
  • Velocity controls from Xip Platform ensures system security

Inform Consumer & Merchant

  • Merchant sees immediate transaction confirmation on XipPOS
  • Customer gets instant transaction confirmation SMS
  • Merchant can see transaction history on XipPOS

Safaricom creates largest Merchant POS network in Kenya

Safaricom launches MPESA 1TAP

Safaricom Acquires largest POS Network in Kenya in 6 Months withNearex’s Xip technology, gets millions of Tags.

  • Offers multiple form factors for POS and TAGs
  • Offers unique Virtual Card for MPESA account using HCE technology