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Simple.Path Breaking.Low Cost

Xipimg

XipTECHNOLOGY

Xip is built to be secure and scalable while ensuring that it can be flexible enough to meet diverse needs. Its support for industry standards makes it a very robust platform for every kind of payment application. Xip platform comprises of a powerful closed-loop Card & Terminal Management system, a robust Transaction Management System and a extensive reporting and admin module.

technology

KEY COMPONENTS OF THE XIP SYSTEM

A versatile mobile POS terminal which is rugged and cost effective device with long lasting battery life. It is designed and developed specifically by payment industry veterans for emerging markets.

NFC cards/ stickers with MIFARE CLASSIC, MIFARE PLUS, DESFIRE NFC chips. Every XipTAG can be linked to unique consumer wallet

 

XipMS

Xip Management System is a powerful transaction management engine which can be easily integrated to any wallet system

Xip Administration System allows tracking key business KPIs by creating various reports. XAS also gives business user power to create different user access roles to monitor the Xip deployment.

XipPORTAL is a one stop solution for self-care features for merchants and consumers

 

Xip SDK

Xip software development kit will allow you to develop your own XipLiteApps to run on XipPOS, integrated with XipMS.

A fully functional partner Mobile Money Wallet closely integrated with Xip system offering all standard features like Cash In, Cash Out, P2P Send Money, Bank Account integration etc.

Xip System Architecture

system-architecture

ATTRIBUTES

SECURE
secure
  • AES on cards, 3DES on transport, RSA for Keyblocks
  • HTTPS for backend integration
  • Provides end to end security
SCALABLE
scalable
  • Server system can start small and scale as needed
  • Options for on premise or cloud based server hosting
EXTENSIBLE
  • Custom services? XipPOS can support them
  • Custom adapters and matching custom menus allow extension to new services
DISTRIBUTED
distributed
  • De-centralized card distribution facilities simple and rapid card proliferation
  • Each merchant or agent can have the means to issue cards
ONLINE + OFFLINE TRANSCATIONS
  • Supports online, Real-time transactions
  • Supports offline, stored value payment transaction
  • Works great in low connectivity environments
OTA DOWNLOADABLE MENUS
  • Over the Air menu updates
  • Updates can be for selected devices
  • Enables services to evolve with time
THIN DEVICE ARCHITECTURE
  • Light weight XipPOS offloads heavy lifting to the server
  • Keeps XipPOS small, efficient and affordable
MULTI-SERVICE SUPPORT
multi-service-support
  • XipPOS can provide services from multiple backend systems
  • Payments, topups, micro loans or single XipPOS
  • Supports simultaneous integration with multiple backend systems